Cent
Cent is a completely free, open-source, collaborative web application for personal and group accounting. Unlike traditional finance tools, Cent operates as a pure frontend Progressive Web App that stores all ledger data directly in your private GitHub or Gitee repositories, eliminating the need for third-party servers. This architecture ensures full data ownership, version control, and secure multi-user collaboration through repository sharing. Key features include AI-powered audio entry for automatic amount and category parsing, multi-currency support with real-time exchange rates, and recurring transaction templates. Users gain deep insights through detailed statistical analysis, budget management, and map-based visualization of spending habits. The app supports customizable tag systems, secondary categories, and smart import from platforms like WeChat and Alipay. Being PWA-enabled, it can be installed on desktops and mobile devices for a native-like experience. Data synchronization is highly optimized via