Personal-Finance-Net-Worth-Tracker
# Personal Finance (Net Worth Tracking) Spreadsheet A simple to use community-driven advanced spreadsheet (Google Sheets/Excel) for personal finance management, net worth tracking, general money management, financial goals and FIRE (Financial Independence Retire Early). _Grown from the knowledge and interests of various Reddit money-based sub-reddits._ _Designed for British Pounds in the UK (GBP£) - but I'm sure it could work for other currencies/countries too. Make sure to check for new versions as they may include bug fixes, improvements and new features!_ **View the current version spreadsheet (Google Sheet) here, to use/edit it yourself choose `File > Save a Copy`:** > v1.4 RC https://docs.google.com/spreadsheets/d/1SvsWl_Nj67ivaAWdlqbZ9fKyZ5p-1k8LB8TPVK6eWxg/edit?usp=sharing  ## Table of Contents 0. [Features](#features) 0. [Todo & Coming Soon](#todo) 0. [Why does this exist?](#why) 0. [Why is it free?](#license--cost) (TL;DR - community developed, you can donate time/money or not) 0. [Where?](#where) Links: [Project Home GitHub](https://github.com/hozza/Personal-Finance-Net-Worth-Tracker/), [Help @benhoskins64 Twitter](https://twitter.com/benhoskins64), [Donations](https://www.paypal.me/bhoskins745), 0. [Change-log & History](#change-log--history) 0. [Extra information in the Wiki](https://github.com/hozza/Personal-Finance-Net-Worth-Tracker/wiki/). ## Features - **Emergency Fund KPI**, keep track of your disaster fund/buffer. - **Networth Tracking**, keep track of assets and liabilities, visualise trends and growth/loss. - LA - Liquid Asset _(Cash & equivalents)_ - A - Asset _(Stuff you own)_ - S&S - Stocks & Shares _(Other peoples stuff you own)_ - FX - Foreign Exchange _(Other currencies/FOREX)_ - DCE - Crypto Exchange _(Cryptocurrency e.g. Bitcoin)_ - L - Liability _(Stuff you owe, loans, credit cards etc)_ ## Why After looking around online for something suitable to track personal finance, and seeing the people of Reddit using their own various spreadsheets ([r/FinancialIndependence](https://www.reddit.com/r/FinancialIndependence), [r/FireUK](https://www.reddit.com/r/FireUK), [r/PersonalFinance](https://www.reddit.com/r/PersonalFinance), [r/UKPersonalFinance](https://www.reddit.com/r/UKPersonalFinance/)) - So I decided to put this spreadsheet together... I'm a programmer not a financial advisor and wanted a better way to manage personal finances, but don't have the time or capital to put together a full web-app _just yet_. ## License / Cost This spreadsheet is free to use for personal use _(at your own peril!)_, the more people use it and provide feedback the better we can make it. _Please do not sell or redistribute this spreadsheet/work or claim as your own etc. Refer people to this GitHub page so they can join in and help improve it too!_ I'll publish updates as I find the time - donations _(features/feedback/monetary)_ are welcome if you would like to support the project! :) ## Where ### Project Development: [GitHub: Personal Finance Net Worth Tracker](https://github.com/hozza/Personal-Finance-Net-Worth-Tracker/) GitHub is a place where users can donate their time and ideas, open 'issues' with feedback & questions, and where like-minded people can help develop the project by; fork/commit/pull-request their edits/improvements. ### Help, Chat, Author: [@benhoskins64 Twitter](https://twitter.com/benhoskins64) I'll do my best to help users with any basic questions on Twitter, if it's a bigger problem than expected, or a feature request it's probably best on [GitHub in the 'issues' section](https://github.com/hozza/Personal-Finance-Net-Worth-Tracker/issues). ### Monetary Support / Help Fund the Project: https://www.paypal.me/bhoskins745 I'm a programmer by-day, finance enthusiast by-night! I've used this myself for sometime and thought we could all benefit from pooling ideas and resources - I intend to keep working on it regardless - and every penny goes a long way to freeing up more time and resources to develop the project further! :) ### Discussions - [First post on Twitter](https://twitter.com/benhoskins64/status/1102002883099324419) - [First Post on BenHoskins.dev Blog](https://benhoskins.dev/best-personal-finance-net-worth-tracking-spreadsheet-2019/) ## Change-log & History - 2019-03-02 v1.4 Made first public release copy. - 2019-01-07 v1.3 Preparation for public release copy - 2019-01-06 v1.2 Added settings, fixes and Intro tab. - 2018-08-01 v1.1 Improved graph, formulas & ease of use. - 2018-07-01 v0 So how does this work. - 2019-01-06 Still very much in the early stages, works for basic usage currently. Hoping to grow the features with feedback and advice from the community! :) - 2018-06 Started development in private and using personally, inspired/motivated by the various sub-reddits mentioned above. _(and the lack of a good existing solution!)_